Fraud Alert! Fake Check Scams How to identify a scam How to report a scam How to protect yourself Give the bounce to fake check scams It’s your lucky day! You just won a foreign lottery! There’s just one catch: this is a scam. The lottery angle is a trick to get you to wire…

The Facts About FDIC Deposit Insurance Coverage Deposit insurance coverage under the Federal Deposit Insurance Corporation rules. The FDIC-short for the Federal Deposit Insurance Corporation – is an independent agency of the United States government. The FDIC protects depositors against the loss of their insured deposits if an FDIC-insured bank or savings association fails. FDIC…

Fraud Alert! Financial Fraud Update Account Security Strategies to protect your identity, your accounts and your devices Access to new technology and a variety of internet devices allows each of us the unprecedented ease to visit the online world. The speed and convenience to buy goods; download apps, music and movies; research topics; send messages;…

Free Annual Credit Reports How to obtain your FREE Annual Credit Report as provided under the FACT Act Important information from the Federal Trade Commission, the nation’s consumer protection agency The official website, www.annualcreditreport.com, is the ONLY authorized online source for you to get a free credit report under federal law. You can get a…

ATM and debit card safety and securityWith the introduction of ATM and debit cards using micro-chip technology, there is an added layer of account security. The micro-chip technology allows each transaction to be approved in seconds using a unique encrypted authentication code. The approval code is for a one-time transaction. There is no data trail…

Fraud Alert! Schemes, Scams & Frauds The common sense precautions can keep you safe! Know the frauds! In the last decade cyber-frauds have arisen using increasingly sophisticated technologies…all aimed at separating you from your money. Here is a review of today’s most prevalent frauds, with some advice for keeping your private information secure. Phishing The…

The Internet of Things & Data Security Our increasingly internet-connected future will mean safer transactions…and added security responsibilities for all of us. From desktops to smartwatches Just a few years ago, Americans conducted online financial transactions mostly through desktop-based personal computers. Now, connectivity comes in many forms. Today’s household, for example, might include one or…

Fraud Alert! Texts, Pop-Ups & Downloads Be on guard against “urgent” requests and unsolicited “deals” on the Internet Fraud and the new technology Cyber-fraud criminals that are masquerading as legitimate businesses or government agencies are tricking consumers into divulging valuable personal information over the computer, phone or fax in order to drain your accounts. Here…

Internet Devices & Safe Online Banking An integrated security approach is the answer! Online banking and remote access to financial accounts is part of daily life now — with connections through internet devices such as smartphones, laptops, readers, tablets or desktops — account information is a click away. These same devices are used to connect…